Opal Blog

Do You Still Need That Life Insurance Policy?

Life insurance is one of those things you pay for but hope to never actually use. It’s designed to financially protect your family should the unthinkable happen to you. This, of course, requires shelling out a premium—but would… more

Is Now a Good Time to Invest?

It’s no secret that the stock market has had a wild ride over the last couple of months as the coronavirus pandemic runs its course. Despite the economic slowdown, our country is gradually moving in the right direction… more

This May Be the Best Time to Open a Health Savings Account

If you’ve thought about opening a tax-advantaged health savings account (HSA), but needed a little more motivation, the Coronavirus Aid, Relief, and Economic Security (CARES) Act contains significant updates you should know about. With all the talk about… more

What Small Business Owners Need to Know About the New Stimulus Package

President Trump just signed the latest coronavirus relief bill, which will funnel more than $320 billion in economic aid to small businesses that have been hit hard by the pandemic. Lawmakers say future legislation is in the works… more

What COVID-19 Means for Your Estate Plan

For many of us, the coronavirus pandemic is putting things in perspective—and triggering some pretty big questions on the individual level. With public health front and center during this dark time, many are looking inward and examining their… more

What the New Coronavirus Relief Bill Means for Your Finances

No matter where you live or what you do for a living, we’re all feeling the economic impact from the coronavirus. In fact, close to 3.3 million American workers recently filed for unemployment benefits. With that being said,… more

How to Prosper During Market Volatility

It’s been a turbulent couple of weeks for investors—and chances are you’re feeling some degree of anxiety during this time of market volatility. At the end of the day, you’re only human, and keeping cool during times like… more

Filing for Social Security and Spousal Benefits

For many retirees, Social Security benefits represent a sizable chunk of guaranteed monthly income. Think of it as a nice supplement to the nest egg you’ve worked so hard to build over the years. Taking advantage of spousal… more

How the SECURE Act Affects Your Retirement

Retirement planning serves one true purpose—preparing for your future so that you can live the life you want when you decide to step away from the workforce. Think of it as your financial freedom plan. Smart planning doesn’t… more