Opal Blog

Here’s How Much You Should be Saving for Retirement

When it comes to saving for the future, there isn’t a one-size-fits-all approach. Every individual is different, and we all have our own unique long-term goals and cash flow realities. As such, one person’s ideal retirement savings target… more

What 2020 Can Teach Us About the Future

2020 was a year like no other. It looks as though we’re approaching the beginning of the end of this devastating global pandemic, but we’re all still feeling the effects. Many Americans have either gotten sick themselves or… more

What the Second Covid Stimulus Bill Means for Your Personal and Business Finances

A second Covid-19 relief package has officially been signed into law. This follows the $2.2 trillion CARES Act that was approved this past spring. The new $900 billion bill includes another round of stimulus checks and unemployment aid,… more

Covid-19 Vaccine Development Is Moving the Market in a Big Way

Stocks soared recently after Pfizer announced in a press release that its experimental Covid-19 vaccine candidate could be over 90% effective in preventing the virus. (This was later updated to 95%.) While it has yet to receive FDA… more

How to Prep Your Estate Planning Strategy Now if Biden’s Proposal Becomes Law

For better or worse, presidential elections have a way of impacting our financial lives. We’re on the home stretch of this election cycle, but questions and concerns are already swirling over the financial implications of either outcome, regardless… more

How Biden’s Tax Plan Could Impact Your Finances

The presidential election is right around the corner, and millions of Americans have already cast their votes. It’s impossible to predict who will come out on top, although former Vice President Joe Biden has been leading in recent… more

How the Upcoming Election Could Impact Your Investment Portfolio

The stock market and the economy have both had a crazy year, thanks to an unprecedented global pandemic. Many investors have been understandably shaken—2020 has had no shortage of uncertainty and confusion. But for the most part, the… more

Why the Market Is Up While the Economy Is Down

Despite all the economic uncertainty of the moment, August shaped up to be a phenomenal month for the stock market. As of August 28th, the S&P 500 was up 7.2 percent. That’s great news for investors, but many… more

Getting Your Retirement Back on Track During the Pandemic

There’s a good chance your retirement plan looks different today than it did at the beginning of the year, thanks to the pandemic. Take heart in knowing you’re not alone. Fifty-eight percent of Americans say their retirement plans… more