Opal Blog

Good News: SECURE Act 2.0 Can Help You Save More for Retirement

The way you approach retirement saving may be changing, thanks to a new spending bill that was recently signed into law. The Securing a Strong Retirement Act (SECURE 2.0) builds on the SECURE Act of 2019. It introduces… more

Smart Money Moves for Women in 2023

It can sometimes feel like the financial deck is stacked against women. We earn 82 cents for every dollar a man makes, according to a recent PayScale report. A woman’s income and ability to save for retirement may… more

Year-End Financial Checklist: 7 Planning Tips as We Wrap Up 2022

There’s no sugar-coating it: 2022 has been a challenging year financially for many Americans. And though inflation appears to be cooling as we wrap up the year, 2023 remains a question mark. Which is why it’s more important… more

Retirement Program Soon Mandatory for NY Small Business Owners

If you run a small business in New York, your company’s retirement savings program could be changing in the near future. The New York State Secure Choice Savings Program (SCSP) has been available to employers on a voluntary… more

5 Effective Retirement Income Strategies for a Volatile Market

We understand that market volatility can be difficult to stomach, especially if you’re heading into retirement or are already out of the workforce. After decades of saving, retirement is about stepping back from the grind and comfortably living… more

Do Alternative Investments Deserve a Spot in Your Portfolio?

Long-term investing typically requires adaptability. What matters most is staying invested over the long haul, but a variety of factors can crop up along the way and nudge you to tweak your investment strategy. Inflation is one such… more

New SECURE 2.0 Retirement Bill Could Be a Game Changer

Saving early and often is the golden rule for retirement planning. New legislation currently making its way through Congress would make it easier to do just that. The Securing a Strong Retirement Act of 2022 (also known as… more

What Recent Market Volatility Means for Your Investments

It’s been a turbulent beginning of the year for the stock market, which has many investors on edge. A number of global and domestic issues are disrupting market activity. The Russia-Ukraine conflict, inflation, and ongoing supply chain backlogs… more

5 Investment Themes to Watch in 2022

2021 was a good year for the stock market, despite the ups and downs of the pandemic. The S&P 500 gained 26.9%—marking its third consecutive year of double-digit gains, according to Morningstar. All eyes are now on the… more