Opal Blog

It’s Time to Talk About the Gender Investing Gap

As a longtime financial advisor, I can tell you that the gender investing gap is alive and well. Many women face all kinds of financial adversity—from lack of confidence to lagging wages for equal work. This all has… more

Want to Lower Your 2021 Tax Bill? Consider Opportunity Zones

If you’ve ever profited from the sale of a highly appreciated asset, you know what a challenge it can be to minimize the capital gains tax exposure. What starts out as a high-five moment can feel more like… more

How to Use Inflation to Your Advantage

Headlines have been swirling around all the ways inflation could impact investors and consumers. In June, inflation had increased by 5.4% from a year earlier; the biggest 12-month jump since August 2008, according to the Bureau of Labor… more

What Investors Need to Know About the Future of ESG Investing

ESG investing has exploded in recent years. It’s an investment approach that looks beyond prospective financial returns and is shaped by the investor’s unique values and moral compass. When choosing companies to invest in, the mindful investor weeds… more

The Tax Implications of Biden’s New Proposals

President Biden recently unveiled sweeping proposals that are getting much attention from politicians and working Americans alike. Together, the American Families Plan and American Jobs Plan would devote over $4 trillion to overhauling infrastructure, expanding affordable childcare, upping… more

Should I Pay Off My Mortgage in Retirement?

Whether you’re in the run-up to retirement or are already there, you might be considering paying off your mortgage. It may seem like a great idea, but doing so can have a ripple effect that impacts your overall… more

Is the 60/40 Portfolio Dead?

Few things are as important to your investment portfolio as diversification. Just as the name implies, it involves balancing your portfolio with a healthy mix of asset classes. The traditional 60/40 portfolio (60% stocks, 40% bonds) has been… more

What to Expect from the Latest Coronavirus Relief Package

Big news came over the weekend regarding the latest $1.9 trillion coronavirus relief bill. The American Rescue Plan Act of 2021 was passed by the Senate on Saturday, leaving the House to give it a final vote before… more

Here’s How Much You Should be Saving for Retirement

When it comes to saving for the future, there isn’t a one-size-fits-all approach. Every individual is different, and we all have our own unique long-term goals and cash flow realities. As such, one person’s ideal retirement savings target… more