Are you worried Uncle Sam will take the lion’s share of your hard-earned money in retirement?
You’ve devoted countless hours of tireless effort into your career so you can accumulate wealth, carve out more freedom, and build a legacy.
Instead of playing defense in your golden years, design an offense with a proactive tax planning strategy that can help maximize your retirement income.
Because taxes can change over time, and at retirement, it’s one of the worst risks retirees face—unless you arm yourself now.
Our guide 10 Ways to Reduce the Tax Bite on Your Retirement Income is filled with smart, actionable tips that can help lower your risk of running out of money in retirement.
In this guide, you’ll discover:
- Secret insights behind using tax-efficient accounts
- When you should worry about the IRMAA surcharge
- How to allocate your assets across accounts for optimal tax treatment
- Clever ways to bunch tax deductions so you can meet the itemizing thresholds
- 5 overlooked tips for handling your capital gains so your income doesn’t take a hit
- Leveraging income tax “valleys” and the Roth conversion to help minimize your tax impact
- And much, much more
We’re here to show you these money-saving opportunities and more to see how you can benefit.
At Opal, our primary focus is helping you safeguard the wealth you’ve devoted a lifetime building. We want to help you preserve those long-awaited savings so you don’t get blindsided when you’re ready to hang up your work boots.
Download our free guide now!
Past performance may not be indicative of future results. Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by Opal Wealth Advisors, LLC [“OWA”]), or any non-investment related services, will be profitable, equal any historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. OWA is neither a law firm, nor a certified public accounting firm, and no portion of its services should be construed as legal or accounting advice. Moreover, you should not assume that any discussion or information contained in this document serves as the receipt of, or as a substitute for, personalized investment advice from OWA. Please remember that it remains your responsibility to advise OWA, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. A copy of our current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.opalwealthadvisors.com. The scope of the services to be provided depends upon the needs of the client and the terms of the engagement.
Historical performance results for investment indices, benchmarks, and/or categories have been provided for general informational/comparison purposes only, and generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results. It should not be assumed that your account holdings correspond directly to any comparative indices or categories. Please Also Note: (1) performance results do not reflect the impact of taxes; (2) comparative benchmarks/indices may be more or less volatile than your accounts; and, (3) a description of each comparative benchmark/index is available upon request.