Opal Blog

Banking Smarter: Using Cash Flow to Build Wealth

Banking Smarter: Using Cash Flow to Build Wealth

Building a solid financial foundation requires more than simply having money. Any experienced financial advisor will tell you that how you manage your money has a far greater impact on whether or not you thrive financially. As counterintuitive as… more

Why Estate Planning Is Critical for Modern Families

Why Estate Planning Is Critical for Modern Families

Today’s American families reflect the changing times we live in, and that’s a good thing. The truth is that families come in all shapes and sizes. Some parents belong to the LGBTQ community, others are unmarried or on… more

Financial Planning for the Sandwich Generation

Financial Planning for the Sandwich Generation

Roughly one in seven middle-aged adults belong to the sandwich generation—people who are financially supporting an aging parent along with children of their own. It’s a tug of war that leaves many feeling burned out when it comes… more

How to Invest During Volatile Markets

How to Invest During Volatile Markets

A sound investment plan is one of the greatest tools we have for growing our wealth over the long term. This requires staying disciplined and committed (in good times and bad), but sticking with it during market downturns… more

Why Now Is the Time to Refinance Your Debt

Why Now Is the Time to Refinance Your Debt

Economists and pundits alike have been buzzing since the Federal Reserve cut interest rates by a quarter of a percentage point this summer. After hiking rates four times last year, the reduction marked the first time the Fed… more

How to Talk About Money with Your Partner

How to Talk About Money with Your Partner

What makes a relationship go the distance is an emotional bond that goes beyond the physical. Intimacy, connection, safety and respect—these are the pillars of a healthy partnership. When you take a moment to look a little closer,… more

Rebuilding Your Finances After a Divorce

Rebuilding Your Finances After a Divorce

Few things in life are as disruptive to our finances and emotional well-being than a divorce. Even if you're the one who initiates it—and it's a decision that feels right in your bones—honoring yourself and coming out the… more

Teaching Kids About Money at Any Age

Teaching Kids About Money at Any Age

Children inherit a lot more than genetics from their parents. Our personal relationship with money is something that comes into being at a very early age. In fact, a team of British researchers found that our money habits… more

Financial Planning for Small Business Owners

Financial Planning for Small Business Owners

There are some common characteristics shared by all successful small business owners. They're a driven, self-motivated bunch who aren't afraid to think differently and take risks—and the payoff can certainly be worth it. Of course, this requires careful… more