Opal Blog

What Investors Need to Know About the Future of ESG Investing

ESG investing has exploded in recent years. It’s an investment approach that looks beyond prospective financial returns and is shaped by the investor’s unique values and moral compass. When choosing companies to invest in, the mindful investor weeds… more

The Tax Implications of Biden’s New Proposals

President Biden recently unveiled sweeping proposals that are getting much attention from politicians and working Americans alike. Together, the American Families Plan and American Jobs Plan would devote over $4 trillion to overhauling infrastructure, expanding affordable childcare, upping… more

Should I Pay Off My Mortgage in Retirement?

Whether you’re in the run-up to retirement or are already there, you might be considering paying off your mortgage. It may seem like a great idea, but doing so can have a ripple effect that impacts your overall… more

Is the 60/40 Portfolio Dead?

Few things are as important to your investment portfolio as diversification. Just as the name implies, it involves balancing your portfolio with a healthy mix of asset classes. The traditional 60/40 portfolio (60% stocks, 40% bonds) has been… more

What to Expect from the Latest Coronavirus Relief Package

Big news came over the weekend regarding the latest $1.9 trillion coronavirus relief bill. The American Rescue Plan Act of 2021 was passed by the Senate on Saturday, leaving the House to give it a final vote before… more

Here’s How Much You Should be Saving for Retirement

When it comes to saving for the future, there isn’t a one-size-fits-all approach. Every individual is different, and we all have our own unique long-term goals and cash flow realities. As such, one person’s ideal retirement savings target… more

What 2020 Can Teach Us About the Future

2020 was a year like no other. It looks as though we’re approaching the beginning of the end of this devastating global pandemic, but we’re all still feeling the effects. Many Americans have either gotten sick themselves or… more

What the Second Covid Stimulus Bill Means for Your Personal and Business Finances

A second Covid-19 relief package has officially been signed into law. This follows the $2.2 trillion CARES Act that was approved this past spring. The new $900 billion bill includes another round of stimulus checks and unemployment aid,… more

Covid-19 Vaccine Development Is Moving the Market in a Big Way

Stocks soared recently after Pfizer announced in a press release that its experimental Covid-19 vaccine candidate could be over 90% effective in preventing the virus. (This was later updated to 95%.) While it has yet to receive FDA… more