Chelsea Barrows, CFP^®, AIF^® Financial Advisor

Chelsea Barrows believes in helping clients build financial confidence and clarity so they can live more enjoyable and stress-free lives. She’s a dedicated listener and collaborator who’s always looking for better ways to meet client needs. She loves sharing “Aha” moments when people reach a new milestone of understanding or accomplishment. And during hard times like death or divorce, Chelsea dedicates herself to making difficult situations at least somewhat easier.

I love celebrating wins. Seeing clients buy a first home, have a first child, seeing kids graduate debt-free because of an education funding strategy I helped put in place, seeing clients retire confidently—that’s what really matters to me.

Before joining the Opal team in 2024, Chelsea spent 5 years with Facet as one of their first financial planners. Prior to that, she held financial services positions at PenFed Wealth Management. She began her career as a financial consultant at Barrows Wealth Management.

Chelsea holds a bachelor’s degree from Franklin & Marshall College in Lancaster, PA. She is also a (third- generation!) CERTIFIED FINANCIAL PLANNER™ and an Accredited Investment Fiduciary^® (AIF^®). She enjoys volunteer work and serves as treasurer of the NEPA Youth Shelter. Chelsea also loves gardening, kayaking, woodworking, traveling, golfing, and cooking—although not necessarily in that order. Her brownies and risotto can’t be beat!

Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design), and CFP® (with flame design) in the U.S., which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.